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| Comprehensive car insurance https://auszookers.com/forum/viewtopic.php?f=5&t=45270 |
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| Author: | Goldnomad [ Wed Feb 26, 2014 5:38 pm ] |
| Post subject: | Comprehensive car insurance |
Has anyone found an insurance company that will comprehensively insure their vehicle when it has a set of extractors fitted to it? My Vitara is stock standard apart from the extractors. Do you reckon I can insure it? Nope!!! Any suggestions will be appreciated (but I don't want to pay a gazillion dollars for it) Robert |
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| Author: | henno [ Wed Feb 26, 2014 5:42 pm ] |
| Post subject: | Re: Comprehensive car insurance |
"Extractors" is a stupid term anyway. Don't even mention it or at least just call them a "replacement exhaust manifold" or some such. No assessor will ever pull you up on it and if they do tell them the custom manifold cracked and that was the off-the-shelf option the exhaust shop gave you. I hate the word "extractors"; they don't extract a damn thing. |
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| Author: | henno [ Wed Feb 26, 2014 5:44 pm ] |
| Post subject: | Re: Comprehensive car insurance |
FYI my GV technically has "extractors" and I'll say two things about them: 1. They don't do a damn thing for performance in real life. 2. My insurance company couldn't care less (currently going through a claim). |
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| Author: | greenzook89 [ Wed Feb 26, 2014 8:41 pm ] |
| Post subject: | Re: Comprehensive car insurance |
Dont most insuros term that as an "exhaust modification"? |
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| Author: | johnmath [ Wed Feb 26, 2014 8:44 pm ] |
| Post subject: | Re: Comprehensive car insurance |
Goldnomad wrote: Has anyone found an insurance company that will comprehensively insure their vehicle when it has a set of extractors fitted to it? My Vitara is stock standard apart from the extractors. Do you reckon I can insure it? Nope!!! Any suggestions will be appreciated (but I don't want to pay a gazillion dollars for it) Robert Just Car Insurance. http://www.justcarinsurance.com.au Was about ⅓ of the price of Lumley Special Vehicles for my Suzuki Cappuccino ($800 bucks is a big difference!). |
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| Author: | 1DYX [ Wed Feb 26, 2014 9:50 pm ] |
| Post subject: | Re: Comprehensive car insurance |
Just tell the insurance mob that they can deduct the cost of the headers, if the car is ever written off. Do they require a permit to install? If yes, then you may HAVE to tell them. Otherwise, as said above, don't tell em. |
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| Author: | Goldnomad [ Fri Feb 28, 2014 7:43 am ] |
| Post subject: | Re: Comprehensive car insurance |
Many thanks for your help folks. Robert |
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| Author: | petes 80 [ Mon Mar 03, 2014 10:36 am ] |
| Post subject: | Re: Comprehensive car insurance |
I am insured with Shannon's for both my 4x4's and the sierra is listed as aftermarket exhaust including extractors with no problems at all. Mine are both for agreed value and I have never had a problem even with my modified 80 series, cheers Pete |
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| Author: | Veilsd [ Wed Mar 05, 2014 7:39 pm ] |
| Post subject: | Re: Comprehensive car insurance |
I am also covered with Shannons and the only thing they said was "is it worth over $5,000?". That is their lowest comprehensive amount they will cover for. They also cover me on another car with over $7,000 of performance modifications. |
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| Author: | Bugsta [ Tue Mar 11, 2014 11:27 pm ] |
| Post subject: | Re: Comprehensive car insurance |
I am with RACQ. Got insurance no problem and no issues when it came to collecting. |
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